Situation
Roger (45) is an Inside Sales Manager for a large security company in California. He earns a base salary of $180,000 and a 10% bonus for all sales he facilitates for his company. After more than a decade of building his client list, his earnings have surged in 2025. In 2025, his taxable income surges to $680,000 due to a $500,000 bonus, resulting in a $272,000 tax bill at a combined federal and state marginal rate of 40%.
Solution
Frustrated by the $272,000 tax bill on his $500,000 bonus, Roger shared his concerns with his CPA, who introduces him to Equishare, a tax mitigation program designed to maximize deductions through shares in a Class C recreational vehicle (RV).
Through Equishare, Roger can acquire a 1/8th share in a Class C motorhome and claim a full deduction under IRS Section 168(k) bonus depreciation rules. The strategy requires a down payment of $12,000 per share, while the remainder of the asset basis is paid through a third-party loan. Despite financing a portion of the motorhome, the entire basis qualifies for bonus depreciation. Under 2025 revisions to Section 168(k) rules, he can deduct 100% in the first year, providing him with immediate tax benefits.
Equishare handles all operational details, offers a 10-year warranty, and provides six weeks of annual rental availability, with proceeds applied to the loan, making it an appealing, low-effort strategy. After reviewing with his CPA, Roger commits to the strategy, confident it will preserve more of his hard-earned bonus.
Results
The Equishare strategy enabled Roger to deduct the entire $360,000 cost basis of the motorhome shares in the first year, reducing his 2025 taxable income from $680,000 to $320,000. This deduction drops his tax bill by $144,000, allowing him to keep a considerable portion of his 2025 bonus. With the rental income covering his loan payments and minimal effort required on his part, Roger focused on growing his sales and building his client list, all while keeping more of his well-deserved bonus for his family.