Smart Planning. Faster Freedom.
At Hancock Martin, we understand that retirement is not a finish line, it’s a transition into a new phase of life that should be lived with confidence and freedom. Our retirement strategies are designed to help high-income earners and business owners retire sooner, reduce their lifetime tax burden, and build long-term financial security without sacrificing today’s lifestyle.
Your IRA or 401(k) may be working against you. Here’s what most people never find out.
For high-net-worth individuals with $3 million or more in tax-deferred retirement accounts, every dollar saved is also a future tax liability. Required Minimum Distributions, ordinary income tax rates as high as 37%, rising Medicare premiums, and reduced Social Security benefits quietly erode decades of disciplined saving. Our retirement planning approach combines advanced tax-saving tools, retirement vehicles, and wealth-building strategies to help you retire earlier than traditional timelines allow. Whether you’re in your peak earning years or approaching a liquidity event (like a business sale), our solutions help you optimize every dollar you invest today for future independence.
Key Benefits o
Hancock Martin crafts personalized, tax-efficient strategies that minimize liabilities and maximize long-term financial growth.
Substantial Tax Reduction:
Utilize pre-tax retirement strategies and tax-deferred growth to keep more of your income working for you.
Early Retirement Readiness:
Build a customized roadmap to achieve financial independence ahead of schedule.
Income Diversification:
Create multiple retirement income streams—from qualified plans to insurance-based strategies.
Legacy Planning Integration:
Align your retirement strategy with long-term estate and wealth transfer goals.
How We Do It
Our retirement strategies often include a blend of:
- Defined Benefit & Cash Balance Plans
- Advanced 401(k) Design with Profit Sharing
- Roth Conversions & Backdoor Roth Strategies
- Tax-Optimized Investment Portfolios
- Executive Bonus & Deferred Comp Plans
- Life Insurance as a Tax-Free Retirement Vehicle
- Coordination with Business Exit Planning
Who It's For
- High-income professionals
- Business owners & partners
- Real estate professionals with variable income
- Anyone looking to retire earlier while paying less in taxes
Our Promise
With Hancock Martin’s white-glove advisory, your retirement strategy is never off-the-shelf. We bring legal, tax, and investment expertise together to build a retirement plan as ambitious and personalized as you are. Our mission is simple: accelerate your path to financial freedom without compromising your future.